Privacy Policy

Last updated: July 6, 2026

Effective Date: July 6, 2026

1. Introduction

Ynves (“we”, “our”, or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and share your personal information when you use our wealth analytics platform (ynves.to).

2. Information We Collect

We collect information necessary to provide, secure, and improve our Service:

  • Account Information:
    • Email address (provided during sign-up).
    • Profile name (entered during onboarding or profile editing).
  • Portfolio & Custom Data:
    • Custom portfolios (Y-Actives), tracked assets, custom weights, and momentum settings you create inside the platform.
  • Subscription & Payment Data:
    • Transaction history, subscription tier, and subscription status.
    • Note: All payments are processed securely by a trusted third-party payment processor. We do not store or process your raw credit card or bank details on our servers.
  • Technical & Usage Information:
    • IP addresses, browser type, device info, operating system, and details about how you interact with the Service.

3. How We Use Your Information

We process your data to:

  • Authenticate your identity and secure your account.
  • Render, calculate, and synchronize your portfolios, Y-Actives, and momentum scoring metrics.
  • Process payments and manage subscription statuses.
  • Send transactional emails (e.g. magic login links, billing receipts, account alerts).
  • Conduct performance monitoring, bug tracking, and anonymous usage analytics.

If you reside in the European Economic Area (EEA), our legal basis for processing your data depends on the context:

  • Performance of a Contract: Necessary to provide the Service you requested (e.g., account creation, subscription management, portfolio calculations).
  • Legitimate Interests: Improving platform performance, troubleshooting errors, securing the platform, and preventing abuse.
  • Consent: When you explicitly opt in to analytics tracking or email alerts.

5. Data Sharing and Disclosure

We do not sell your personal data. We only share information with trusted third-party service providers essential to running the Service:

  • Payment Processors: Stripe to handle checkout, subscriptions, and billing.
  • Email Services: SendGrid to transmit transactional messages and authentication links.
  • Analytics Providers: Privacy-focused self-hosted analytics to monitor anonymous traffic patterns.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. All traffic is encrypted using Transport Layer Security (TLS/HTTPS).

7. Data Retention

We retain your personal information as long as your account remains active. If you delete your account or request data deletion, we will delete your personal data within 30 days, except for data we are legally obligated to retain (e.g., invoices, transaction records).

8. Your Rights

Depending on your location (such as under GDPR or CCPA), you may have the following rights:

  • Access: Request a copy of the personal data we hold about you.
  • Correction: Update or correct inaccurate personal data.
  • Deletion: Request that we erase your personal data.
  • Portability: Request to export your portfolio configuration data.
  • Object/Restrict: Object to or restrict certain processing activities.

To exercise any of these rights, please contact us at community@ynves.to.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date.

10. Contact Information

For any privacy-related inquiries, please contact: